Showing posts with label Career and Employment. Show all posts
Showing posts with label Career and Employment. Show all posts

Mortgage Broker Training

Finding the best UK mortgage broker training courses can pay dividends both short term and long term for financially orientated individuals. Some of the skills that are learned can be extremely useful for people who have not previously been in a sales environment. Many people aspire to become high earners but lack that extra bit of guidance required to nudge them in the right direction. Without realising it, they could be literally just months away from a new career and doubling their incomes.

We all strive for success by studying for university degrees, attend courses and continuously look for a spark for direction in life and it's not until we see a professional person in front of us that we realise that it's the job that we would like to do. It seems easy watching that individual working at the height of their career without realising what price they have had to pay to achieve success.


If you are looking for a career change, you could consider the mortgage industry, as it gives individuals the opportunity to get onto the high earnings ladder, fast! For the right individual the position of mortgage broker can be extremely satisfying if you enjoy helping people.


Are you looking for an opportunity in the UK mortgage industry and finding it hard to get on to the mortgage adviser job ladder?


So what criteria should you use when deciding on your future career direction? Well, try asking yourself a few of the following questions:

· Do you think that you would enjoy helping people with their finances?
· Would you prefer to be an employee?
· Would you like to be self-employed?
· Are you determined to become a high earner?
· Are you intent on being successful?
· Would you like to be in charge of your own destiny?


A 'yes' answer to most of these could mean that you could consider investigating how to become a mortgage broker but before you do, let's look a little further. The start to becoming a mortgage broker is passing a mortgage advice qualification and in my opinion the most recognised one in the UK is the Certificate in Mortgage Advice and Practice (Camp)

Being in the Financial Services Industry for over 20 years, many people have asked me what it takes to become a successful mortgage adviser. As the Marketing Director of Money Marketing Limited, a company that offers mortgage adviser training courses to hundreds of budding UK mortgage advisers per month, I feel that I am well qualified to answer that question.


"It takes dedication, focus, hard work and the ability to strive for success and a little help from a mortgage adviser CeMAP training course."

Many people ask, if you need to have a degree to pass the CeMAP exams? The answer is that you will not need academic qualifications to be able to pass the Camp exams but one thing you will need is a strong desire to succeed in a highly competitive industry. If you are considering a career in the UK Financial Services Industry as a mortgage adviser but are finding it hard to get your foot in the door, why not let a dedicated team of industry-experienced mortgage adviser training professionals lead the way.


Having said that, it can be easy for the gifted people who are just natural at passing academic exams. I recently spent a week with a group of 10 delegates on a CEMAP 2 & 3 training course and the range of abilities on the course was extremely diverse. The challenge here for the camp trainer was to get them all to the same standard by the end of the week and prepare them for their exams, the week after. Nine out of the ten passed their relevant exams.


The challenges of the Camp exams are that you need to learn the qualification content and pass the exams at 70% but that is not all. Many people coming into the mortgage industry have not sat exams for years and in some cases not since they left school. Our Camp training courses were built for individuals who are new to the mortgage industry and as a consequence, we teach the course content and mock examine you on a daily basis.


The advantage to this system is obvious, not only are you learning the course content but the exam techniques as well. With strengths and weaknesses identified on a daily basis, it is easy to identify the areas that require extra tuition during the week. This proven system allows us to help hundreds of people get through their Certificate in Mortgage Advice & Practice (Camp) exams per month.


Do take care, as the route to becoming a mortgage adviser could be fraught with dangers for the unprepared and under researched person, as the journey could be a long and arduous one. Care should be taken when choosing the company for the initial Camp training as many organisations are strictly in the business of offering either a two-day revision course or a self-study Camp examination course that in our opinion is not enough.


Furthermore, there are unscrupulous organisations that may try to lure individuals into offering cheap CeMAP training courses and then try taking £5,000, £6,000 or even £9,000 off them in an attempt to recruit them into their mortgage business as mortgage advisers or offering them an expensive mortgage franchise, that is just not necessary.


By attending a mortgage broker training course you could be a qualified mortgage adviser after just days of intensive, fast track mortgage broker training and you could soon be on your way to becoming a high earner in next to no time. Let your imagination run away with itself and picture the nice house, the quality car, the white sands on holiday and the clothes that you have always dreamed of.


Most mortgage advisors working for banks, building societies and estate agents work on a salary plus a bonus system and the employer keeps the bulk of the commission income generated from the sale of mortgages and insurances. The packages on offer to the employed trainee mortgage adviser can range from a minimum of £15,000 pa plus car and bonuses, to £35,000 pa plus car and bonuses, dependent upon what part of the country you work in.

The self-employed mortgage broker however can determine his/her own income but this can depend on a number of factors but the sky's the limit.


This was the opinion of Joe Kocsis the Marketing Director of Money Marketing Limited who attended a recent Camp 2 & 3 combined mortgage adviser training course.


Money Marketing Limited is a training school, strictly in the business of offering Camp mortgage adviser training courses and then further developing individuals with our advanced mortgage training courses in their quest to become professional mortgage advisers or even self-employed mortgage brokers.

Ways to Make Extra Money

Bateeilee Blogs Will share with you all what a Ways to Make Extra Money.Do you work at 9 to 5 job seven days a week? If so, you are probably tied up during the week. In other words, you do not have a lot of time to chase after other money making ventures. But what about on the weekends? If you are up to it there are many things that you can do on the weekend to make a bit of extra money.

If you are interested in earning a bit of extra money on the weekends there are options to consider. And if you play your cards right you may be able to make more money than you ever thought possible. Listed below are just a few of the weekend jobs that you may want to look into.


1. In today's day and age there is no better way to make some extra money than by using the internet. The internet is the world's biggest marketplace, and if you know how to use it correctly you can start to make a decent secondary income on the weekends. Research the options that are available online, and then make a decision as to which ones will work best with you and your current schedule. You may even find a weekend job on the internet that you can turn into a full-time job over time if you so desire.


2. Some people think that delivering the newspaper is for kids, but if you want to make some extra money on the weekends it is also a good option for working folks. Check with your local paper and see if they are hiring for weekend delivery people. Doing this a couple of days a week can make you a bit of extra money without having to put in too much time and effort.


3. Become a part-time landscaper. If you like working outdoors, and are good at fixing up people's lawns, you should look into a job as a weekend landscaper. This can mean everything from cutting grass to planting trees. You can do whatever you are good at.


4. Take your full-time job and extend it to seven days a week by doing contract work. For example, if you work at a web design firm you can do contract work for clients on the weekend. Being a freelancer in your field is a great way to make extra money on the weekends. Plus, you already have the knowledge that you need in order to get started. This makes the start up process much easier.


Overall, making extra money on the weekends is more than possible. Listed above are just four ideas to consider. Hundreds more are available, and you can find them in no time if you start searching today.do you know How to Increase your Income?

How to Succeed within Interviews

Bateeilee Blogs will talk and share to you all How to Succeed within Interviews. You've probably read numerous job interview tips which list the ways to respond to the difficult interview questions: Tell me about Yourself; What are your work-related weaknesses?; Why are you leaving your current employer? These are the usual dreaded questions that we all expect to hear from interviewers. 

Typically interviewees are advised to create well-prepared and rehearsed scripts to respond to these dreaded questions. And so, during the course of the interview, interviewees sit on the edge of their seats waiting to respond, trying to remember the correct answers. And consequently, the interview becomes a race, a highly tense setting designed to stay one step ahead of the other with scripted conversation and pre-planned positioning and second-guessing. The possibility of authentically assessing the merits of the position and being able to evaluate how you might fit within the company's culture and mission is minimized in this scenario.

Optimally, the interviewer and the interviewee should operate within the same mental space. To effectively hire someone who fits within the organizational game plan, as well as the specific position, the interviewer needs to ensure that the questions will provide opportunities for detailed, authentic discourse. At a minimum, the interviewer is looking for information regarding situations/projects/tasks/assignments in which you've handled, the specific steps undertaken to achieve results, and the direct results accomplished.


As an interviewee, you have to be able to deliver this information....no matter the question. Additionally, as an interviewee, the only way you'll be able to respond with full confidence (without referring to a script) is by ensuring that you've done your homework. To confidently manage the interview, it's important to know where you're heading - - to know your vision. Everything else should flow directly from your career or personal vision. 


Every tactic you undertake to find the new job, the new career opportunity, or the promotion should emanate from your established vision. In this manner, you will be able to hit the answers to those dreaded questions without feeling nervous because the interview is not the most important tactic - - it's one step within a strategy. It's your well-crafted vision that's essential, not a well-prepared and rehearsed script based on someone else's words. Authentic interviews happen when you're able to effectively convey your vision, your passion, your success stories. What A Ways to Make Money on Your Weekend?

Have You Created a Personal or Career Vision? identity theft of your limited company

Dispatcher Holds The Keys

Now Bateeilee Blogs will talk about Your Dispatcher Holds the Keys.When it comes to a driver's success throughout his or her career there will always be one factor that will stand out time and time again above all else...more important than the equipment you drive, more important than the freight you haul, and even more important than the company you were working for. The biggest factor in the level of success and happiness a driver will find will without a doubt be your dispatcher. Everything in trucking begins and ends right here....with dispatch.

Depending on whom you ask, dispatchers can go by many names. If you ask someone in middle management in a large company they may call them fleet managers, distribution specialists, driver managers, and other wonderful titles. They'll smile and say how these people are the backbone of the company and their knowledge, dedication, expertise, and heartfelt appreciation for the hard work their drivers put in has made their company grow into the industry leader it is today.

If you ask experienced drivers about their dispatchers they may agree wholeheartedly with the middle manager's view. Or they may describe them more along the lines of being the most, “idiotic son of a @&%(# I ever knew. That $&^@ is so %*#& $&^@ stupid I'd like to shove his $&$*@ in a $&@*# volcano!”

I can't tell you how many times I've met up with drivers on the road that had the same dispatcher that I had and we had completely opposite opinions of that person. Maybe I was getting 3200 miles per week and home every weekend while the other person was getting 1800 miles per week and only allowed to go home every other weekend.

Nobody will have more of an influence on your success as a driver than your dispatcher. He or she can be your best friend, worst enemy, or anything in between, sometimes all in the same DAY!!! Of course I can be that way too and without a doubt there have been a number of times I've brought that upon myself. But hey, I'm not on trial here so get off my back!! No, seriously though you will find out that you control your own destiny to a very large extent. Pretty soon I'll show you how.

For now, let's start with what exactly your dispatcher does. A dispatcher's duties will vary greatly from company to company. In a smaller company a dispatcher will have a lot more control and authority than in a larger company, generally speaking of course. First and foremost though your dispatcher will be the number one day to day contact point you will have with your company. Almost every single time you call or message your company it will be directed to your dispatcher. You will deal directly with each other one on one but you will not be the only driver your dispatcher will be handling. He or she will have anywhere from 5 to 60 different drivers on their “board”. A dispatcher's board is simply the group of drivers he/she is handling at any given time. If someone else's dispatcher calls in sick you may find that your dispatcher will have to cover his or her board that day and it will likely take you longer to get replies to your messages.

Your dispatcher's first duty is to exchange information with you. All of your load information will be given to you by your dispatcher. Any questions, problems, or concerns you have will be directed back to him or her. Basically all of your normal, everyday communication with your company will be with dispatch. At times you will need someone with more authority or you may have an issue with you dispatcher personally and you need to talk with someone higher up. We'll cover those things in a little while.

Dispatchers usually have the lowest level of authority within the company's office. Some dispatchers will also handle the “load planning” which means deciding which drivers get which loads each day. Often times in smaller companies the dispatcher will have this authority. In larger companies they may or may not. Often times a larger company will have a dedicated group of people, we'll call them “load planners” that decide which drivers get which loads but the information is actually given to the driver by the dispatcher, not the load planner. I have worked within both systems and always found that the more authority my dispatcher had the better things went for me. Here's why:

Since you deal with your dispatcher directly day in and day out, nobody in your company knows you better. Your dispatcher knows how many miles you like to get each week, what areas of the country you like to run, how hard working and reliable you are, how flexible you are, whether or not you'll cheat on your logbook, how often you like to be home, what types of loads and how many miles you've been getting lately, and so on. If there is a load planner distributing the loads, that load planner likely doesn't know you or much of anything about you. Just like a dispatcher will have a group of drivers on his or her board, a load planner will likely have either a region of the country or a group of several different dispatchers that he or she is responsible for handling. I'll give you an example of how this can work.

Say you are running regional and getting home every weekend. You like at least 2500 miles per week, you work hard, you're reliable, you've been with the company for five years, and you have a wife and three kids at home. On Monday load planner A gives you a 300 mile load from New Jersey to Pennsylvania for Tuesday. Now, on Tuesday you're in load planner B's region and you get a 200 mile run from western PA to Baltimore, MD for Wednesday delivery. Now, on Wednesday you are in load planner C's region and you get a 180 mile run back into New Jersey. If you normally shoot for 2500 miles per week and you're running 5 days and home weekends, then you're averaging about 500 miles per day normally. Well, here you are on sitting back in New Jersey on Thursday morning with only 680 miserable miles and you're supposed to be home in another day or two. There is no chance whatsoever you're going to have a good week this week. You may only get half the miles you were hoping for. Why did this happen? Why didn't you're dispatcher do anything about it?

See, in this type of system the dispatcher has less authority than the load planners. If a load planner says, “this is the way it is” then that's the way it is. Your dispatcher can not overrule the load planner. Now a good dispatcher who really cares about their drivers will beg and plead with the load planners to get you the best freight possible. The office in this type of system is in a constant state of lobbying. Deals are being made and compromises being sought day and night. But the problem is that the load planners often times don't really care. It's not THEIR drivers who are unhappy, it's the dispatcher's drivers. Besides, their job is to move the freight efficiently within their region, not to move it in a way that makes every driver happy. Once they move a particular driver out of their region it's not their problem anymore. Believe me I'm not making this stuff up. I've lived it. There's a reason that most companies have locks on the doors and bullet proof glass separating the drivers from the dispatchers and load planners. You think I'm kidding? I'm not.

I once worked for a company that three months prior had a driver pull into the terminal, walk into the dispatcher's office, and shoot his dispatcher in the back of the head. Dead. The driver walked back out, sat in his truck, and waited for the police to come get him. Life in prison. Every word of it is true. When I say your dispatcher can make you mad sometimes, I mean REALLY mad sometimes. No joke.ok if you wanna find new jobs How to Succeed within Interviews